The 7 Best Home Inventory Apps in 2026, Compared Honestly

Ranked for the job most people actually have, which is an insurance-ready inventory, with honest notes on when a different app is the right pick.

The best home inventory app for insurance is the one that gets the whole home documented with values before you lose interest, and for that the room-photo approach of AI Home Inventory is the fastest path. For a move, MovingBox is better. For a per-item catalogue stored on your device with optional iCloud sync, Itemory. For small-business stock, Sortly. Details below, with each app's own listing linked so you can check. Facts were read from the listings on October 31, 2026.

1. AI Home Inventory
Best for: Insurance inventories
Photographs whole rooms, prices most items with a replacement-cost range, lists what a shot could not show, and totals everything against your policy's contents limit. 4 AI photos free across 2 rooms; US$49.99 once for the home. iPhone and Android.
Where it falls short: Values from a wide shot are estimates; the app asks for close-ups of valuable items to pin them, and never prices jewelry or art from a photo.
2. KeepTrack: AI Home Inventory
Best for: Finding things in storage
Item-at-a-time AI recognition organised by home or storage location, with location-specific PDF reports for moving, storage units and insurance quotes.
Where it falls short: No room-level scanning; documenting a whole home means photographing each object. The listing describes estimated values per item.
3. MovingBox: AI Home Inventory
Best for: A move
Built around boxes: label them, list what went in, and find it on the other end.
Where it falls short: A packing tool rather than a valuation tool; it does not produce a contents total for a policy.
4. Itemory - AI Inventory Tracker
Best for: Per-item catalogue
Per-item AI cataloguing stored on your device, with optional iCloud sync and CSV or JSON export.
Where it falls short: No insurance framing: no replacement values, no policy-limit check, no PDF described on the listing.
5. Spullio: AI Home Inventory
Best for: A calm catalogue
A tidy place for every thing, with AI recognition of each photographed object.
Where it falls short: Requires iOS 26. The listing describes a PDF inventory and a ZIP export.
6. Home Inventory AI
Best for: The cheapest list
A US$2.99 iPhone and iPad app that recognises items from photos and files them.
Where it falls short: A list, not a document: no values, no report, no gap check.
7. Sortly
Best for: Small-business stock
Folders, custom fields, QR labels, stock levels and reports on a subscription. Widely used by small businesses.
Where it falls short: Manual entry and business pricing; for a household it is more system than the job needs.
See a Sortly alternative for a home inventory.

How the ranking was made

Three questions, in order. Does it produce an insurance document, meaning items with values and a total? How much of the home can you document in an hour? And does it tell you what you missed? Whole-room scanning wins the second question outright, and coverage gaps and value ranges win the first and third. Privacy, price and move-specific features decide the rest of the order.

What every inventory needs regardless of app

A copy off the phone. The phone is usually lost in the same event as the house.
Photos of the room, not only of the item. Context proves the item was in your home.
Serial numbers for electronics and receipts for anything over a few hundred dollars.
Appraisals for jewelry, art and collectibles; no app can value those from a picture.
A total compared with the contents limit on your declarations page. Underinsurance is the common finding.

The insurance guide covers what adjusters ask for, and the home inventory list and home inventory checklist cover what to photograph.

Questions

What is the best home inventory app for insurance?

The one that produces what an adjuster asks for: every item with a photo, a replacement value, and a total against your contents limit. AI Home Inventory is built for that and works room by room; the item-at-a-time apps can get there but take far longer.

Do I need an app at all?

No. A video walk-through of every room stored somewhere off-site is better than nothing and takes twenty minutes. An app adds the itemized list, the values and the total, which is what turns the video into a claim.

Are AI-estimated values accepted by insurers?

Adjusters settle on evidence and their own valuation, not on any app's number. What the estimate gives you is a total to check your coverage against before a loss, and a starting point per item after one. Receipts and appraisals are what settle high-value items, and the app stores those with the item.

Which of these work on Android?

AI Home Inventory is on iPhone and Android. Sortly's app works on any device. KeepTrack, MovingBox, Itemory, Spullio and Home Inventory AI are listed on Apple's App Store; check each developer's site for Android.