How it works
Two photos per room, then the app does the typing.
Here is exactly what happens between opening the camera and handing a PDF to your agent, including the parts where the AI asks you for help.
Last updated September 12, 2026
AI Home Inventory turns photographs of rooms into an itemized contents inventory with estimated replacement costs. The whole job for a three-bedroom house is 25 to 30 photos and about an hour, most of it walking between rooms. The four steps below are the same four the app shows on screen.
1. Photograph the room
Two shots back to back: from the doorway, then from the opposite corner. The app tells you where to stand and takes both before it lists anything.
Bathrooms, closets and storage spaces get one shot. Everything else gets two, because the second angle catches what the first hid behind the sofa and lets the app merge duplicates instead of listing the same table twice. You can use a photo already on your phone instead of the camera.
2. The AI lists what it sees
Both photos are read together and merged into one list. Each item card shows a zoomed crop of the object, a name, a quantity, and an estimated replacement-cost range.
Each card carries the quality cues the estimate used, for example “solid wood, mid-size, visible wear”, so you can correct the premise rather than argue with the number. Grouped items such as “paperback books, about 40” are priced as one line. Parts of the building, such as built-in cabinets and the air conditioner on the wall, are excluded because they are covered as the dwelling, not as contents.
3. Keep, remove, close-up
Swipe through the cards. Anything valuable or unidentifiable gets a request for a close-up of the label or receipt, which pins the value.
After each wide shot the app also lists what it could not see: a closed closet, the drawers of a dresser, a shelf too far away. Each becomes a suggested photo. Tap one, shoot it, and the contents are added to the same room. The app suggests; it never blocks. You can finish a room with a single photo if that is all you want.
4. Get the report
A PDF with photos, every item, and a total to hold against your policy's contents limit. CSV too. Send it to your agent from the share sheet.
The report lists every item with its photo crop, the range or the value you entered, and a high-value schedule of anything over $500, which is what to ask your agent about a rider for. Items still waiting on a close-up are marked, so you can send the report today and update it next month.
What a “close-up” is and why the app asks for it
In a premium room a wide shot underestimates. Testing on a home office found the genuine designer chair priced as a reproduction, the camera on the tripod missed entirely, and the studio microphones priced at a fraction of retail. That is the expected failure mode of a wide photograph, and it is why close-ups are first-class rather than optional. When you photograph the label under the chair or the model plate on the back of the monitor, the value becomes a lookup instead of a guess and the estimate is replaced.
The app flags an item for a close-up when it values it above $500 at the high end, when it is electronics without a legible model, or when a design resembles a well-known premium brand. Jewelry, watches, art, antiques and collectibles are never priced from a photo at all. They are marked “needs appraisal” and you enter the figure from the appraisal or receipt.
Where the inventory lives
Photos and items are stored with your account, not only on the phone, because the phone is usually in the same fire, flood or burglary as the house. You can use the app without an account; add your email when you want the inventory to come back on a new phone. Deleting the account deletes every photo and item.
What it costs
The first 2 rooms are free, with up to 4 AI photos each. Whole Home is a one-time US$49.99 and includes unlimited rooms, 60 AI photos, unlimited close-ups, the PDF and CSV reports, and the annual re-scan reminder. Packs of 20 more photos cost US$9.99. There is no subscription. Details on the pricing page.
Questions
How many photos does a room need?
Two wide shots for most rooms, from the doorway and from the opposite corner, plus one shot for each opened closet, cabinet or drawer that holds anything worth documenting. A three-bedroom house is typically 25 to 30 photos.
How accurate are the estimates?
Good for what is visible: furniture, appliances, electronics, rugs, lighting. Ranges are deliberately wide, usually two to three times between low and high, and a room's total is more reliable than any single line because errors partly cancel. For premium items the wide shot is a floor, which is why the app pushes close-ups.
What about things in drawers and closets?
The app lists them as coverage gaps after each wide shot and suggests the photo to take. Open the door or drawer, shoot it, and the contents are added to the same room.
Does it work for renters?
Yes. Renters insurance is contents-only, so the inventory is the whole policy. See the renters guide.
What happens to my photos?
They are stored with your account so the inventory survives the loss of the phone, and you can review and edit everything at aihomeinventory.co/app from a computer. They are sent to an AI model to list items and are not used to train anything. Delete the account in the app and every photo goes with it.
Try it on the room you're in.
Free for 2 rooms. Two photos and about twenty seconds each.
Free for 2 rooms. No credit card, no subscription.